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You cannot miss this amazing ICBC Koipy Dual Currency Credit Card!
The little red dot is just like the paradise of the credit card
with all kinds of cashback and vouchers
the credit cards here are so much better than debit cards
But as we know, you need to earn at least 60k per year to get a credit card as foreigners
and every time when you back to China,
somemore always feel that you didn't exchange enough Chinese Yuan
And there are not that many stores that accept visa or master cards in China
Check this ICBC Koipy Dual Currency Credit Card out~
It's just perfect for Chinese who live in Singapore！
We just officially launched this credit card
but already got so many positive feedbacks
and got quite a few questions as well.
Here we compelled all the questions below
This card is settled on CNY if I use in Singapore?
It's settled on SGD in Singapore and CNY in China
Can I deposit RMB for this card?
You can deposit at ICBC bank but they only accpet nominal value of 100 RMB.
You still can use the credit but don't have to deposit first.
Can I use my Dependent's Pass to apply for this credit card?
Can if you are working and earn more than 30k per year.
Will the corporated merchants increase in the future?
For now card holders can enjoy 12% discount at more than 30 stores, and will increase to more than 50 stores in the near future.
How much I earn then can apply for this credit card?
Earn more than 30k. The valid date of the working pass need to be at least 9 months.
Is it easy to pay off the credit card debts ?
For now you can pay off by AXS, online back(ICBC, UOB, DBS), Counter, and cheque.
Is there any minimum consumption for the $20 vouchers ?
You need to pay by this credit card with the minimum consumption above 20.
All Koipy's merchants can give discount?
Not really. Kindly pleasr check the lists of the merchants via this link
I don't have laptop/printer and cannot download Letter of instruction then how?
You can go to the ICBC counter to get Letter of Instruction, or you can fill in the information on mobile end and request ICBC to mail you the Letter.
How about the settlement overseas (except Singapore or China)?
It's SGD-settled with only 1.5% extra fee.
Why i failed to submit the application
May it's overtime. For every page you can stay for 15 mins most. And the system will remind you 5 mins earlier. You can call the hotline at 63695588 if any problem.
How long I will get confirmation from ICBC after submission?
ICBC will contact you by email or phone call within 3 working days.
The Application Procesure
Step 1： Enter the application page and click on "online application"
Step 2：Choose the card you want to apply for
You can choose either one above
Step 3：Fill in the information
Step 4：Choose when you want to get supplemental card
You can double check all the information before submission
Step 5：Upload supporting documents
If your supporting documents are not ready yet, you can choose "no"
then send all documents to ICBC via email
Scan the QR code to start the application
Now we have special benefits for application
the first 30 applicants can screenshot the results and send to K girl
then we will give you RM28.8 Ang Pow